Community financial institutions (FIs) should look beyond the widely held notions about Millennials’ spending and saving habits.

Community FIs should consider underbanked consumers low-hanging fruit ripe for more optimal banking experiences.

Patience is key as the U.S. continues to roll out EMV technology.

Apple Pay’s introduction to the web comes with several noteworthy distinctions and potential challenges.

The variety of payment options available to today’s consumers creates a terrific opportunity for both FIs and consumers.

The technology exists, and for many community FIs, is already in place, to take digital strategies to the next level and beyond.

Consumers want convenience and ease of use when it comes to banking. Consumers want convenience and ease of use when it comes to banking.

Mobile payments are likely to see a boost as more small business owners get on board with this payment option.

Digital trophies for paying mortgages. Apps that overlay ATM locations with reality. Virtual retirement experiences. While these technologies may seem far-fetched, they may, in fact, be the future of banking.

Developing a marketing plan in the modern era doesn’t require leaving traditional tactics by the wayside.

Millennials are all-in when it comes to using their devices for banking but aren’t necessarily all-in when it comes to proactively securing those devices from potential fraudsters.

Understanding the habits and expectations of Millennials can help community FIs determine how best to meet their needs when it comes to banking products and services.

Consumer groups underserved by the financial services industry present many opportunities for organizations willing to pursue these markets.

Consumers want, and expect, positive banking experiences across all channels. By simultaneously executing long-term big data and short-term small data strategies, FIs can gain the necessary insights to deliver personalized, memorable experiences.

Dual interface card transactions declined due to CVV mismatches are not a result of the issuers’ or processors’ actions.

As the payments industry continues to rapidly evolve, so does TMG’s commitment to providing state-of-the-art technologies to make life easier.

Robosavers take some of the work and thinking out of the equation for consumers when it comes to setting up automatic withdrawals and savings deposits.

As consumers become more self-reliant, they often put an increased emphasis on the need for financial responsibility.

As with most new technologies, preventing usage from becoming stagnant often requires new ways for consumers to access and use the technology. Digital wallets Apple Pay, Android Pay and Samsung Pay are adapting to meet the needs and expectations of tech-savvy consumers.

Increased consumer spending (and borrowing) could help boost interest in financial institutions’ credit card programs.

Car-based commerce via the connected car may be the next thing in the world of mobile payments. Like mobile wallets, the key to success is to create a purchase experience that’s truly easier and time-saving for consumers.