Fraudsters are more than just shadowy figures lurking on the dark web. They can be small-time crooks or part of a large, international ring.

As UberCard joins the Mexican payment space, financial institutions should consider similarly creative ways to boost their debit card programs.

By combining the convenience of a mobile payment option with value-added features such as coupons, loyalty points and rewards, Kohl’s has set their mobile wallet apart from others in the competitive space.

More previously unbanked consumers worldwide are joining the banking system leading to a significant rise in debit growth.

Community financial institutions can take mobile wallet authentication to the next level by working with mobile network providers to garner consumer data.

With the heavy holiday travel season upon us, take the time to keep your cardholders up-to-date on travel best practices.

Implementing games or game-like infrastructures to rewards or loyalty programs can bring out the competitive edge in consumers, as well as add entertainment to the mix.

Community financial institutions have an opportunity to reach consumers with two of their bench strengths – personalized service and putting consumers first.

As more debit cards are upgrade to EMV chips, it is important to understand merchants’ roles in the transaction process.

Beyond enhancing security measures, biometrics may also hold the key to fulfilling consumers’ expectations for hyper-personalized experiences.

Effectively connecting with consumers in the future may require embracing the ‘open bank’ and ‘open data’ concepts. 

In light of recent updates to CFPB guidelines, community financial institutions would do well to run an analysis of their credit card fee strategies. 

Adopting a series of smart strategies, such as limiting initial credit lines and offering secured products to help consumers build credit, can ensure your financial institution’s portfolio remains competitive.

Use cases for unstructured data include consumer service, market research and risk management – three good reasons alone for not discounting the underutilized data type.

Synthetic identity fraud combines real, typically stolen consumer information with false details. While this type of fraud is quickly growing, consumers can take action to help protect themselves.

Taking consumers’ financial lives to the next level may go hand-in-hand with embracing the Internet of Things.  

When it comes to mobile banking, Millennials look for simplified, streamlined and secure experiences. 

Exchanging ideas and insights with other marketers has the power to unlock new strategies for gaining consumers’ loyalty.

Shop online and have your purchase within hours — it’s all part of the “click and collect” trend.

Although creating marketing materials that appeal to Millennials is not always easy, following the S.E.L.F.I.E approach may give financial institutions a head start.

Today’s digital consumers find the most value in financial institutions that can equip them for overall financial health.

It’s coming. Artificial intelligence isn’t around the corner: As Time Magazine reports, for 5 percent of us, it’s sitting at our desks. As AI makes inroads in the payments space, is it creating a smart experience? Or do we need to educate ourselves on how to integrate AI into our financial lives?