Mobile payments are likely to see a boost as more small business owners get on board with this payment option.

Digital trophies for paying mortgages. Apps that overlay ATM locations with reality. Virtual retirement experiences. While these technologies may seem far-fetched, they may, in fact, be the future of banking.

Developing a marketing plan in the modern era doesn’t require leaving traditional tactics by the wayside.

Millennials are all-in when it comes to using their devices for banking but aren’t necessarily all-in when it comes to proactively securing those devices from potential fraudsters.

Understanding the habits and expectations of Millennials can help community FIs determine how best to meet their needs when it comes to banking products and services.

Consumer groups underserved by the financial services industry present many opportunities for organizations willing to pursue these markets.

Consumers want, and expect, positive banking experiences across all channels. By simultaneously executing long-term big data and short-term small data strategies, FIs can gain the necessary insights to deliver personalized, memorable experiences.

Dual interface card transactions declined due to CVV mismatches are not a result of the issuers’ or processors’ actions.

As the payments industry continues to rapidly evolve, so does TMG’s commitment to providing state-of-the-art technologies to make life easier.

Robosavers take some of the work and thinking out of the equation for consumers when it comes to setting up automatic withdrawals and savings deposits.

As consumers become more self-reliant, they often put an increased emphasis on the need for financial responsibility.

As with most new technologies, preventing usage from becoming stagnant often requires new ways for consumers to access and use the technology. Digital wallets Apple Pay, Android Pay and Samsung Pay are adapting to meet the needs and expectations of tech-savvy consumers.

Increased consumer spending (and borrowing) could help boost interest in financial institutions’ credit card programs.

Car-based commerce via the connected car may be the next thing in the world of mobile payments. Like mobile wallets, the key to success is to create a purchase experience that’s truly easier and time-saving for consumers.

Fraudsters are more than just shadowy figures lurking on the dark web. They can be small-time crooks or part of a large, international ring.

As UberCard joins the Mexican payment space, financial institutions should consider similarly creative ways to boost their debit card programs.

By combining the convenience of a mobile payment option with value-added features such as coupons, loyalty points and rewards, Kohl’s has set their mobile wallet apart from others in the competitive space.

More previously unbanked consumers worldwide are joining the banking system leading to a significant rise in debit growth.

Community financial institutions can take mobile wallet authentication to the next level by working with mobile network providers to garner consumer data.

With the heavy holiday travel season upon us, take the time to keep your cardholders up-to-date on travel best practices.

Implementing games or game-like infrastructures to rewards or loyalty programs can bring out the competitive edge in consumers, as well as add entertainment to the mix.

Community financial institutions have an opportunity to reach consumers with two of their bench strengths – personalized service and putting consumers first.

As more debit cards are upgrade to EMV chips, it is important to understand merchants’ roles in the transaction process.