Card Management Report

The Card Management Report is a month-end report, available by the third business day, divided into four categories:

• Profitability Analysis
• Delinquency Analysis
• Portfolio Graphs
• Card Profitability Forecasting

Platform: Credit on Credit

Frequency: Monthly Report

How to Access:

1. Select Search All Your Dynamic Reports.
2. In the Filter by Report Category field, type "Management Reporting".
3. Select Card Management Report.
4. Select Run Report.
5. Select the required field:

• Report Date

6. Select View Report.

The following pages have descriptions and report samples for each of the four categories of the Card Management Report.

Profitability Analysis

This section of the report shows the following:

• Portfolio Information and Net Income by card program
• Net Income by card program

Delinquency Analysis

This section of the report shows the following:

• Delinquency information by number of days, volume, and % outstanding balance
• Delinquency Totals
• Charge Off Totals

Card Profitability Forecasting

This section of the report shows the following:

• Current Card Statistics
• Income
• Expenses
• Profit
• A forecast of 1%, 5%, and 10% increase in the expansion of penetration rate in the card base and how that will effect profitability.