Card Management Report

The Card Management Report is a month end report, available by the 3rd business day, divided into 4 categories:

• Profitability Analysis
• Delinquency Analysis
• Portfolio Graphs
• Card Profitability Forecasting

Platform: Credit on Credit

Frequency: Monthly Report

How to Access:

1. Select Search All Your Dynamic Reports.
2. In the Filter by Report Category field, type in "Management Reporting."
3. Click on Card Management Report.
4. Click on Run Report.
5. Select the required field:

• Report date

6. Click on View Report.

The following pages have descriptions and report samples for each of the 4 categories of the Card Management Report.

Profitability Analysis

This section of the report shows the following:

• Portfolio information and net income by card program
• Net Income by card program

Delinquency Analysis

This section of the report shows the following:

• Delinquency information by number of days, volume and % outstanding balance
• Delinquency totals
• Charge Off Totals

Card Profitability Forecasting

This section of the report shows the following:

• Current card statistics
• Income
• Expenses
• Profit
• A forecast of 1%, 5% and 10% increase in the expansion of penetration rate in the card base and how that will effect profitability