This daily report allows the FI to evaluate the delinquency level of your portfolio.
The following information displays on this report:
- Delinquent dollar amount
- Number of days the cardholder is delinquent
- Date of the last payment and amount
- Minimum payment
- Cycles delinquent
Note: The delinquent days value is calculated as follows- (FD delinquent days minus 30 days)- to be more in line with credit bureau reporting. The reason for this change is because FD calculates delinquency based on the statement date and not the actual due date, which is a more positive indicator of what cardholders are in a delinquent status.
Platform: Credit on Credit
Frequency: Daily Report
How to Access:
- Select Search All Your Dynamic Reports.
- In the Filter by Report Category field, type in "Collections/Delinquency Reporting."
- Click on Delinquency Analysis Report.
- Click on Run Report.
- Select required field:
- External status
- Days delinquent (1 to 150)
- Month - Year
- Internal status
- Select optional fields:
- Amount delinquent (1 to 50,000)
- Click on View Report.