Already, advancements in authentication methods, such as tokenization, provide greater consumer security in mobile payments.

Visa’s Quick Chip and MasterCard’s M/Chip Fast give FIs another arrow in their quiver as they woo remaining EMV doubters into embracing the technology.

The migration to EMV chip cards has been a positive experience for some and a less-than-ideal experience for others. Because EMV in the U.S. is still in its early stages, there are many kinks to iron out.

To remain relevant, card issuers should offer consumers card conveniences and benefits that best meet their needs.

Financial institutions can leverage big data in order to improve their credit card portfolios.

With the expectation that the Federal Reserve will implement additional interest rate changes in 2016, financial institutions should be prepared to respond.

When deciding whether or not to offer a rewards option, credit card issuers would do well to choose rewards.

Although student loan debt routinely makes the news as being the most challenging debt factor facing Millennials, credit card debt surpasses student loans as the most common form of debt for Millennials.

While progress has been made on the U.S. EMV conversion, hurdles remain for many merchants.

Community financial institutions (FIs) should look beyond the widely held notions about Millennials’ spending and saving habits.

Patience is key as the U.S. continues to roll out EMV technology.

While conventional means of gauging a loan applicant’s risk continue to be important measurement tools, FIs should also take some or all of the above listed indicators of financial health into account.

The variety of payment options available to today’s consumers creates a terrific opportunity for both FIs and consumers.

One of the first key steps in preparing for the ATM EMV switchover this October is educating consumers on how to use their EMV chip cards at ATMs.

Meeting MasterCard’s EMV ATM liability shift of October 1 starts with getting the right hardware and software in place.

Consumer groups underserved by the financial services industry present many opportunities for organizations willing to pursue these markets.

As consumer spending and credit card debt reach record highs, now is a perfect time for FIs to evaluate their credit card portfolios.

Dual interface card transactions declined due to CVV mismatches are not a result of the issuers’ or processors’ actions.

Although challenges remain for many FIs as they work to grow their credit card programs, there are a number of strategies cards teams can employ to streamline their data gathering and analyzing efforts.

Criminals are adapting their thieving strategies in order to get the most “bang for their buck.” This requires FIs’ continued vigilance when it comes to monitoring accounts and educating consumers on fraud mitigation best practices.